Calculator

What your boat really costs, every year.

Slip prices come from real Florida rate sheets. Everything else is an average you can adjust.

Your boat
Adjust the assumptions

Empty fields use our averages. Values you type are tagged “Your input”.

Sailboat40 ft

Total per year

$24,250

≈ $2,021 per month≈ $808 per day on the water

Yearly cost by item
ItemPer yearShare
Slip Observed rate $4,800 20%
Insurance Assumption · editable $3,000 12%
Maintenance Assumption · editable $8,000 33%
Fuel Assumption · editable $450 2%
Depreciation Assumption · editable $8,000 33%

Slip : Bluewater Bay Sailing Club: Official rate sheet, retrieved 10/13/2026. Insurance, maintenance and depreciation are based on a boat value of $200,000.